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    Disclaimers

    Last Updated: September 10, 2026

    1. No Legal Advice

    Great Lakes Recovery Solutions is not a law firm, does not provide legal advice, and does not act as an attorney or legal representative for any party.

    Nothing on this website, in our communications, or within our platform should be interpreted as legal guidance, legal interpretation, or legal strategy.

    Any information provided:

    • Is for general informational purposes only,
    • Is not tailored to any specific legal situation, and
    • Should not be relied on as a substitute for independent legal counsel.

    Users are strongly encouraged to consult a licensed attorney if they require legal advice.

    2. Not a Collection Agency

    We do not collect debts on behalf of others.

    All judgments handled by our business are acquired through a valid Assignment of Judgment, making us the legal judgment creditor.

    Therefore:

    • We do not operate as a third-party collection agency
    • The FDCPA does not apply to us in the capacity of a third-party debt collector
    • We do not represent any creditor in any enforcement action
    • We enforce judgments on our own behalf and in our own name, after legal assignment is complete.

    3. No Guarantee of Results

    Judgment recovery is inherently unpredictable.

    We make no guarantees concerning:

    • Whether a debtor will pay
    • Whether assets can be located
    • Whether garnishments or levies will succeed
    • Time required to enforce a judgment
    • Court response times
    • Employer or bank response accuracy
    • The total amount that may ultimately be recovered

    Actual results vary depending on debtor employment, exemptions, state laws, financial condition, timing, court procedures, and third-party cooperation.

    4. Accuracy of Information

    Information submitted by original judgment creditors—including case files, documents, balances, and debtor details—must be accurate.

    We assume no liability for errors, omissions, or incorrect information provided by creditors or third parties.

    Before assignment:

    • We rely entirely on the information you provide
    • We do not independently verify the accuracy of every detail until the enforcement stage
    • Any misrepresentation may result in rejection of the judgment

    5. Court Rules and Procedures Vary by State

    All materials and examples on this website describe general judgment enforcement processes.

    Every state has different:

    • Statutes
    • Civil procedure rules
    • Filing requirements
    • Garnishment limits
    • Recording requirements
    • Local court variations

    We do not guarantee that information presented applies to every jurisdiction.

    6. Permissible Purpose Data Use

    We use third-party data sources (skip tracing, credit-related services, public records, vendor databases) strictly for the purpose of enforcing legally assigned judgments.

    We do not:

    • Access credit or skip-trace data for unauthorized purposes
    • Provide creditors direct access to these databases
    • Use data for marketing or any unrelated purpose

    As required by law and vendor agreement terms, all access is logged and restricted.

    7. No Attorney-Client Relationship

    Your use of this website or platform does not create:

    • An attorney-client relationship
    • A fiduciary relationship
    • A legal representation agreement
    • Any advisory relationship

    You are not our "client." You are an individual who may choose to assign a judgment to us through a separate legal contract.

    8. Notarization and Document Execution

    We facilitate the execution of contracts through:

    • Remote Online Notarization (Proof.com)
    • Traditional in-person notarization

    We are not responsible for:

    • Creditor failure to correctly complete identity verification
    • Notarial delays
    • Uploading, scanning, or document errors outside our control

    9. No Warranty of Availability or System Uptime

    We do not guarantee:

    • Continuous website availability
    • Portal uptime
    • Error-free operation
    • Uninterrupted access
    • Compatibility with every device or browser

    System maintenance or third-party outages may occur without notice.

    10. Third-Party Links & Services

    This site may link to third-party websites, including:

    • Skip-trace vendors
    • Notarization services
    • Payment processors
    • Courts or e-filing portals

    We are not responsible for:

    • Their content
    • Their accuracy
    • Their availability
    • Their security practices

    Use of these services is at your own discretion.

    11. Enforcement Decisions at Our Discretion

    Once a judgment is assigned to us, we have sole authority to determine:

    • Enforcement strategy
    • Priority of actions
    • Timing of filings
    • Which remedies are pursued
    • Whether to pursue enforcement at all

    We do not guarantee that any specific action will be taken.

    12. Compliance With Law

    Our operations comply with:

    • Federal Rule of Civil Procedure 5.2 (Privacy Protections)
    • State civil procedure rules
    • Permissible-purpose standards for data vendors
    • Applicable state and federal privacy laws

    However, laws change frequently. We do not guarantee that information on this website reflects the most recent updates.

    13. Limitation of Liability

    To the fullest extent permitted by law:

    • We are not responsible for indirect, incidental, or consequential damages
    • We are not responsible for court errors, filing delays, or misapplied levies
    • We are not responsible for losses arising from debtor insolvency or exemptions
    • Your use of our platform is strictly at your own risk.

    14. Contact

    For questions about these disclaimers, contact:

    Great Lakes Recovery Solutions

    [Business Address - To Be Added]

    Phone: [To Be Added]

    Email: [To Be Added]