Important: Please read these disclaimers carefully before using our services.
1. No Legal Advice
Great Lakes Recovery Solutions is not a law firm, does not provide legal advice, and does not act as an attorney or legal representative for any party.
Nothing on this website, in our communications, or within our platform should be interpreted as legal guidance, legal interpretation, or legal strategy.
Any information provided:
Is for general informational purposes only,
Is not tailored to any specific legal situation, and
Should not be relied on as a substitute for independent legal counsel.
Users are strongly encouraged to consult a licensed attorney if they require legal advice.
2. Not a Collection Agency
We do not collect debts on behalf of others.
All judgments handled by our business are acquired through a valid Assignment of Judgment, making us the legal judgment creditor.
Therefore:
We do not operate as a third-party collection agency
The FDCPA does not apply to us in the capacity of a third-party debt collector
We do not represent any creditor in any enforcement action
We enforce judgments on our own behalf and in our own name, after legal assignment is complete.
3. No Guarantee of Results
Judgment recovery is inherently unpredictable.
We make no guarantees concerning:
Whether a debtor will pay
Whether assets can be located
Whether garnishments or levies will succeed
Time required to enforce a judgment
Court response times
Employer or bank response accuracy
The total amount that may ultimately be recovered
Actual results vary depending on debtor employment, exemptions, state laws, financial condition, timing, court procedures, and third-party cooperation.
4. Accuracy of Information
Information submitted by original judgment creditors—including case files, documents, balances, and debtor details—must be accurate.
We assume no liability for errors, omissions, or incorrect information provided by creditors or third parties.
Before assignment:
We rely entirely on the information you provide
We do not independently verify the accuracy of every detail until the enforcement stage
Any misrepresentation may result in rejection of the judgment
5. Court Rules and Procedures Vary by State
All materials and examples on this website describe general judgment enforcement processes.
Every state has different:
Statutes
Civil procedure rules
Filing requirements
Garnishment limits
Recording requirements
Local court variations
We do not guarantee that information presented applies to every jurisdiction.
6. Permissible Purpose Data Use
We use third-party data sources (skip tracing, credit-related services, public records, vendor databases) strictly for the purpose of enforcing legally assigned judgments.
We do not:
Access credit or skip-trace data for unauthorized purposes
Provide creditors direct access to these databases
Use data for marketing or any unrelated purpose
As required by law and vendor agreement terms, all access is logged and restricted.
7. No Attorney-Client Relationship
Your use of this website or platform does not create:
An attorney-client relationship
A fiduciary relationship
A legal representation agreement
Any advisory relationship
You are not our "client." You are an individual who may choose to assign a judgment to us through a separate legal contract.
8. Notarization and Document Execution
We facilitate the execution of contracts through:
Remote Online Notarization (Proof.com)
Traditional in-person notarization
We are not responsible for:
Creditor failure to correctly complete identity verification
Notarial delays
Uploading, scanning, or document errors outside our control
9. No Warranty of Availability or System Uptime
We do not guarantee:
Continuous website availability
Portal uptime
Error-free operation
Uninterrupted access
Compatibility with every device or browser
System maintenance or third-party outages may occur without notice.
10. Third-Party Links & Services
This site may link to third-party websites, including:
Skip-trace vendors
Notarization services
Payment processors
Courts or e-filing portals
We are not responsible for:
Their content
Their accuracy
Their availability
Their security practices
Use of these services is at your own discretion.
11. Enforcement Decisions at Our Discretion
Once a judgment is assigned to us, we have sole authority to determine:
Enforcement strategy
Priority of actions
Timing of filings
Which remedies are pursued
Whether to pursue enforcement at all
We do not guarantee that any specific action will be taken.
12. Compliance With Law
Our operations comply with:
Federal Rule of Civil Procedure 5.2 (Privacy Protections)
State civil procedure rules
Permissible-purpose standards for data vendors
Applicable state and federal privacy laws
However, laws change frequently. We do not guarantee that information on this website reflects the most recent updates.
13. Limitation of Liability
To the fullest extent permitted by law:
We are not responsible for indirect, incidental, or consequential damages
We are not responsible for court errors, filing delays, or misapplied levies
We are not responsible for losses arising from debtor insolvency or exemptions
Your use of our platform is strictly at your own risk.